I love the way the mortgage company you are about to leave suddenly wants to talk about lowering the interest rate AFTER you've already asked for a payoff amount. Like it is the absolute LAST resort for keeping a customer. Ha Ha! Should have just lowered it before. Now you don't get ANY of the sweet, sweet interest on our home loan amount.
I am the author of 5 books: Android Down, Firewood for Cannibals, The Cubicles of Madness, Robot Stories, and most recently, Various Meats and Cheeses. I live and write in Michigan.
My website is at danmanning.com